Debit Cards

Tips for Responsible Debit Card Use

• Know your current account balance. Don’t forget about checks that have not yet cleared your account.
• Always take sales receipts and carbon copies.
• Record your transactions in your check register as soon as possible. Remember to include any financial institution fees that may apply. Store your receipts safely in one place in case you need them later.
• Review your statements carefully. If you suspect a mistake, call your financial institution immediately. And always follow up with a confirmation letter.
• If your card is lost or stolen or you notice fraudulent transactions on your statement, contact your financial institution immediately. Otherwise, you may be liable for the fraudulent transactions.
• Choose a unique PIN. Avoid obvious choices such as your address, phone number, or birth date.
• Keep your PIN private. Memorize it. Don’t write it down or write it on your card, and never tell it to anyone.