Credit Reports

What credit reports contain

A credit bureau report contains basic identifying information such as name, social security number, and address, and can also include phone number, previous address, and employer. Credit history information could include previous and current types of credit, credit providers, payment habits, outstanding obligations and debts, and the extent of the credit granted. The public record information is usually limited to tax liens, judgments, and bankruptcies. The names of those businesses that have requested information on the consumer in the recent past are also listed.